Central Rappahannock River Habitat for Humanity is a nonprofit developer located in Caroline County, Virginia. Our vision is to ensure that all residents in Caroline, Essex, King, and Queen Counties have access to affordable housing. We believe home ownership is the best way for most Americans to gain wealth, but, more importantly, to build a firm foundation for each member of the household’s success for generations.
Central Rappahannock River Habitat became an affiliate of Habitat for Humanity International in 1998. Using the Habitat zero-interest self-funded loan model, our affiliate was able to build five homes. As a new grantee for the 523 program, we are excited to expand our ability to build many more affordable homes in our area.
Using the Self-Help program method, our organization partners with buyers of modest means to build their own affordable homes. These homeowners will have mortgage payments that are no more than 30% of their adjusted household income.
We believe that one of the most important keys to being a successful homeowner is good financial practices. As such, we help those interested in the Self-Help Housing Program who do not yet qualify, due to credit or debt issues, by offering financial education classes.
Historical Data
Year Began
2019
Total Homes Built
10
Area Served
Caroline County, Essex County, King & Queen County
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