Crossville Housing Authority’s New Beginnings Self-Help Housing Program is designed to provide an opportunity for working individuals and families of low and very low incomes to build their own homes. An essential part of the self-help housing program centers around the homeowners providing some of their own labor, therefore cutting down on construction costs and building up their equity during the construction process. Another positive aspect about this program is the affordability it offers. With rental prices at an all time high, you can have a house payment that is the same or lower than many rent payments are, as well as being able to say, “I own my home!”