South Central Community Action Partnership

South Central CAP

Self-Help Housing is a group method build where 4-10 families come together under the guidance of a Construction Supervisor employed by South Central Community Action Partnership to build their own homes. Families provide 65% of the labor themselves by committing 35 hours a week with friend and family volunteers. By putting in the “sweat equity” the family does not have to come up with a down payment and moves into their new homes with an instant equity of generally $20,000 to $25,000.

  • No down payment
  • Subsidized house payment as low as 1% interest
  • 100% financing from construction to homeownership

Advantages of building your own home

  • Learning the skills and knowledge of construction
  • Providing a home for your family
  • Building instant equity


  • Meet income guidelines
  • Have fairly good credit, credit check required
  • Commit to 35 hours a week with friends/family support
  • Must be a legal resident or citizen of the United States

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