Community Housing Improvement Program (CHIP)‘s self-help housing program helps low-income households become homeowners! Here is what we offer:
- Affordable financing packages
- Excellent construction supervision
- Quality, energy-efficient homes
More than just building houses, self-help housing stimulates local economies, establishes credit, and builds new skills, self-confidence, and community. CHIP’s Self-Help Program has assisted more than 1,700 households in Butte, Tehama, Shasta, Sutter, Glenn, Lassen, Yuba and Colusa counties with home ownership. Using the mutual self-help method of construction, households partner together to build their homes with the technical assistance provided by CHIP construction supervisors. Each household’s labor becomes their down payment, commonly referred to as “sweat equity”. Groups of 6-10 participants are formed to construct the homes over an 8-10 month period. With the help of family and friends, each participant of the self-help housing program must contribute a minimum of 30 hours per week until completion of all the homes in the group. No construction experience is necessary.