The state of Alaska is known for its cool summers and frigid winters. It’s also the home of Alaska Community Development Corporation (CDC), a nonprofit organization dedicated to ensuring decent and energy-efficient housing for low to moderate income residents. The organization focuses on energy conservation, weatherization, retrofitting, rehabilitation, construction and financing. One of the ways it assists income eligible residents is through its Mutual Self-Help Housing program.
When affordable housing meets energy efficiency, the results for new homeowners can be pretty significant. Just ask Becky, one of the first self-help participants in the program administered by National Affordable Housing Network (NAHN).
Meet Alex and Angela, a husband and wife duo with a lot perseverance in achieving goals. Since their two children were born, homeownership has been among these goals, but the thrifty couple knew they would have save. They lived in a tiny apartment for three years before starting to look for a home. When the time came, they never settled for a home outside their means, even when the search became grueling. “Our realtor had shown us dozens of houses, and we’d just about given up,” says Angela. That was, until she attended a self-help housing seminar.
Interfaith Housing Alliance (IHA) began operating under the Self-Help Purchase Repair model a few years ago, and has had much success providing homeownership opportunities to people near the Frederick County by helping families purchase homes that are available for sale, but are in need of repair. With the guidance of the organization, the participant family assists in the repair of the home. This helps them to save money.
Ms. Yvette has overcome divorce and many obstacles in her life to not only become a self-help homeowner through Florida Home Partnership (FHP), but to prove to single mothers like herself that it’s possible to achieve the American Dream of homeownership. Through dedication and hard work Yvette was able to provide her two daughters with a place of rest and ease, a place they were able to call home.
It was 1994 when Eileen Burke picked up a flyer about a new program promoting the United States Department of Agriculture (USDA) Self-Help Housing program, which claimed to offer “no money down and affordable mortgage payments to income-eligible homebuyers”. Having never heard of this program before, she was hesitant, but ready to make a life change.
Justin and Mandy were a young family just starting out at the time they found the Self-Help Housing program. Like most young couples, they wanted a home where they could settle down and start building memories. They worked for eight years to get into a home, but hadn’t been able to do so in any other way.
Growing up Juliet had a tough childhood in Maryland. Her family faced evictions, she fell into the wrong crowd and dropped out of school. After having her first son 14 years ago, Juliet knew that she never wanted her son to go though what she went through.